Health Insurance Coverage
I’ve written before about my annual pre-authorization hassles for Provigil®. You can read more in “MS Medications, Insurance Coverage and 2 Ounces of Gold“. This year I learned about a new tool. It’s called a “plan sponsor override“. And, in my experience, it works. Here’s how it worked. First, Provigil is not a Food and … Read more
The business office of our local hospital volunteered that they offer a 20% cash discount for MRIs. (I did not ask, but I imagine it is available for other procedures, too.) The cash discount doesn’t surprise me. The 20% certainly does, though. Simply stated, if one pays for an MRI at the time the work … Read more
After spending almost an hour on the phone with our pharmacist, my wife’s neurologist’s office and several employees of our health insurance company, I took a break before writing a letter to appeal the insurance company’s decision to deny the neurologist’s appeal of the insurance company’s refusal to authorize payment for another year. I wrote … Read more
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