Health Insurance Coverage

Rick on December 14th, 2008

I’ve written before about my annual pre-authorization hassles for Provigil®.  You can read more in “MS Medications, Insurance Coverage and 2 Ounces of Gold“. This year I learned about a new tool.  It’s called a “plan sponsor override“.  And, in my experience, it works. Here’s how it worked. First, Provigil is not a Food and […]

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Rick on November 9th, 2007

The business office of our local hospital volunteered that they offer a 20% cash discount for MRIs. (I did not ask, but I imagine it is available for other procedures, too.) The cash discount doesn’t surprise me. The 20% certainly does, though. Simply stated, if one pays for an MRI at the time the work […]

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Rick on September 6th, 2007

After spending almost an hour on the phone with our pharmacist, my wife’s neurologist’s office and several employees of our health insurance company, I took a break before writing a letter to appeal the insurance company’s decision to deny the neurologist’s appeal of the insurance company’s refusal to authorize payment for another year. I wrote […]

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